Green Shield
Out of Province
Criteria Explained
Important Read


Ford Health
Care Benefit
Nov 2016

Ford Life &


2016 Benefits
Appendix R



Benefits 2015


Pension Booklet
Septembet 2012

Benefit Booklet
September 2012

Recent Benefit
Changes to the
CAW-Ford 2012

2009 Benefit Booklet
(latest Issue)





























































































Green Shield Out of
Province Criteria

January 9, 2018

Emergency travel coverage is designed for sudden and unforeseen medical emergencies that could not have been reasonably anticipated based upon the patient’s prior medical condition while travelling away from their home province. It is the expectation that every traveler be stable at the time they leave for their trip.  

When deciding whether or not travelling is appropriate based on your health, here are some ‘rule of thumb’ questions to determine ‘stability’: 

During the 90 days immediately preceding your departure:

  • (If you have a medical condition) You have been consistently using the same medications at the same dosages to control your condition. If your dosage has changed, it must be part of your regular treatment or because your condition improved. All medications must be prescribed by a legally qualified medical professional.
  • (If you have a medical condition) You haven’t needed additional treatment for a recurrence or complications related to your condition.
  • You haven’t been diagnosed with, or had tests or a medical consultation for, a new medical condition for which you haven’t had any treatment.
  • You don’t have any future appointments scheduled for non-routine examinations, tests, or investigations (including results) for an undiagnosed medical condition.
  • You are not scheduled for any exploratory surgical procedures for an undiagnosed medical condition or surgical procedures for a diagnosed medical condition.

If the member has to seek medical attention while away, they are encouraged to contact GSC Travel Assistance immediately (if medically able) and the travel assistance team will be able to direct them to the closest appropriate facility that meets their medical needs. Once the emergency is over, if the member is recommended to return home upon discharge and decides instead to stay on for the rest of their vacation, no further medical care will be paid due to any recurring issues.

Unfortunately, sometimes Canadians forget the actual cost of medical care and are not prepared to pay the out of pocket cost for not cutting their trip short or choosing not to go at all. It is always best for the member to call GSC Travel Assistance ahead of time to discuss any concerns prior to travel.






2012 Benefits

2016 Benefits Appendix R

2012 Benefits





             GOVERNMENT RATES FOR 2015
C.P.P. CONTRIBUTION RATE                          4.95%
C.P.P. Y.M.P.E.                                                   $53,600
C.P.P. MAX. PREMIUMS – EMPLOYEES     $2,479.95
C.P.P. MAX. MONTHLY BENEFIT (65)        $1,065.00
C.P.P DISABILTY MAXIMUM           $1,264.59
O.A.S. MAX. MONTHLY BENEFIT (65)  (Jan-March) $563.74
E.I. INSURABLE EARNINGS                          $49,500
E.I. MAXIMUM ANNUAL PREMIUM           $930.60
E.I. MAXIMUM WEEKLY BENEFIT              $524.00
E.I. PREMIUM RATE                                              1.88%


Ford Out Of Province
Coverage Brochure (Click below)




FOR 2014


C.P.P. CONTRIBUTION RATE                          4.95%

C.P.P. Y.M.P.E.                                                  $ 52,500

C.P.P. MAX. PREMIUMS – EMPLOYEES      $ 2,425.50

C.P.P. MAX. MONTHLY BENEFIT (65)        $ 1038.33

O.A.S. MAX. MONTHLY BENEFIT (65)        $  551.54

E.I. INSURABLE EARNINGS                          $ 48,600

E.I. MAXIMUM ANNUAL PREMIUM            $  913.68

E.I. MAXIMUM WEEKLY BENEFIT              $ 514.00

E.I. PREMIUM RATE                                         1.88%   




2012 Benefits




Pension Booklet


Recent Benefit
Changes to the
CAW-Ford 2012



Dental fee schedule has been updated (Effective Jan 1, 2013) to 2011 rates (from 2008) and will lag 2 years behind until 2016 when the rate will be at 2014 fee schedule. Also dental implants will covered up to the cost of bridge work (payable at 50% of the allowable charge) on or after January 1, 2013.

Ford Health Care Contribution

There is no increase in the Ford Health Care Contribution however the process of collection will change. Starting on January 1st. 2013 in order to reduce or eliminate subscribers from being accidentally dropped from the plan for non-payment the process will now be a quarterly charge of $97.20 (under 65) and $48.60 (over 65) collected from your first use of any medical benefit and continues for each use until that amount is paid during that quarter. If you do not use the system in the quarter no charge will be implemented. (The Ford/CAW bargaining report on page 5 had the contributions as being every 6 months which was an error and should read quarterly) Bank account deductions will be eliminated December 31, 2012. (Heath Care Contributions will not apply to Out of Province or Long term Care claims)

Prescription drugs

Prescription drugs charges and deductables will be status quo. Co-pay remains at 10% to a maximum of $310.00. Because of tax implications, all over the counter drugs (except life sustaining drugs and diabetic meters) will no longer be a covered benefit effective Jan 1, 2013.

Over the counter drugs that have been eliminated

Over the counter drugs that are still covered

Long Term Care Coverage (Nursing Home)

Effective January 1st. 2014 long term care coverage will be reduced again from the current $1200 per month to $800. Anyone in the program prior to the effective date will stay at the old rate and will be grandfathered in.

Out of Province

Out of province coverage remains unchanged.


For any other questions or concerns please call Benefit Rep Claudio Parise at (905) 454-6074 or email

Click Links Below

Canada Pension Application Form


Old Age Security (OAS) Program

Old Age Security Application Form


Do you have a question about the Old Age Security program? The following frequently asked questions might help:



Contact information for the Old Age Security program:



Employee Benefit  Booklet


October 2009 Ford-CAW Addendum Language to the 2008 Collective Agreement

Click here for language updates

This extends the current
collective agreement by one
year to September 17, 2012